HAPPY NEW YEAR!

Our Favorite Dave Quotes of 2009

"Too much drama-like a bunch of 13-year-old girls running the planet!" - Dave Ramsey on the negative hype about the current recession

"Work is a surefire money-making scheme."

"If you want something you've never had, you'll have to do something you've never done."

"You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!"

"Success is a pile of failure that you are standing on."

"Poor is a state of mind. Broke is, 'I'm just passing through.'"

"Pray like it all depends on God, but work like it all depends on you."

"Broke people giving financial advice is like a shop teacher with missing fingers."

"You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!"

"Not until the pain of the same is greater than the pain of change will you embrace change."

So there you have it, another year gone by. I pray that all of my family and friends have a very blessed and happy new year. May all of of your hopes and dreams come true.

For the ones who started there budget this year for there new years resolution. Just remember this.

"KISS"

KEEP IT SIMPLE, STUPID

I will leave you with a quote from Zig Zigler.

"If you aim at nothing you will hit it every time"

Their you go just starting on your first baby step is better than nothing at all. Hang in there and God bless.

Gator.